BHIM-Aadhaar payment platform, or Aadhaar Pay is a Mechanical version of (AEPS) Aadhaar Enabled Payment System .It is helpful for those either do not have Debit cards / credit cards / Mobile Wallets / Mobile Phones or do not know how to use Debit cards / credit cards / Mobile Wallets / Mobile Phones.
Merchants can download BHIM-Aadhaar App and where users can give payment to Merchants via their Aadhaar Linked Bank Accounts by using 12 digit aadhaar number. For each transaction customer need to authenticate by finger print.Only Aadhaar-linked bank accounts can use this feature.
1-BHIM AADHAAR is Highest Secure Payment APP
2-It will work without debit / credit card even no mobile phone needed
3-No Internet Connection needed to transactions via BHIM Aadhaar APP
4-It will help to uneducated people and people who are worried about credit / debit card secuirty leak or fraud
5- It supports USSD (Unstructured Supplementary Service Data) You can access these features by dialing a number which in this case is, *99#
6-You can send money to No UPI banks too
7-It is finger print based so its 100% safe and fast
8-PM Modi announced a referral bonus for consumers and a cash-back scheme for merchants. means that users will get Rs 10 for each friend he/she refers to BHIM AADHAAR APP
9-You do not need to carry credit card / debit card / cash
10-You do not need to remember or use ATM PIN etc.
There are many other benefits too I will describe later.